Given that fine on the Security front, poor internet and WiFi connectivity could be the reason behind the pending status. It can easily be fixed, you know how. When Cash App is fine and there is no security issues, yet, the “pending” shows on your mobile screen. There can be a problem with the bank. Sometimes it happens. Both of them charge a spread and a service fee for buying and selling cryptocurrencies. The spread for buying and selling cryptocurrencies on Coinbase is 0.5% to 1.0%, whereas, on Cash App, the spread is between 1% to 4%. As we had described in the beginning, Cash App did not charge any service fees in the beginning.